With Help to Buy, the Government lends up to 20% of the price of your new home.

Your
New Home
75%Mortgage 20% Help to Buy
Government Loan
5%Your Deposit
75% Mortgage
20% Help to Buy Government Loan
5% Your Deposit

The Government has created the Help to Buy scheme to help hard-working people like you take steps to buying your own home.

Whether you want to get onto the housing ladder or move up it, the Help to Buy scheme makes it possible to buy a new-build Erris home with as little as a 5% deposit. Speak to our sales team for advice on what agreement is best for you.

How Does Help To Buy Work?

  • Available on properties worth up to £600,000 in England, £300,000 in Wales and £230,000 in Scotland.
  • The UK government will lend up to 20% of the property (outside London). This can be repaid at any time during the equity loan term or when you sell the house.
  • You just need to secure up to a 75% mortgage from a bank or building society, making owning a home a little easier.
  • There are no loan fees for the first 5 years.
  • Visit the Government’s Help to Buy website for full terms and conditions.