The Uk’s Green Mortgage market comes in a variety of different forms, aimed to incentivise homeowners to purchase energy efficient properties.

Many lenders are rewarding customers purchasing an energy efficient home by offering a reduced mortgage rate on a 2 or 5 year fixed rate mortgage and/or cashback.

To qualify, the EPC rating of your new home must be A or B.


Benefits to buyers are;


  • Lower Energy Bills: One of the main benefits of green mortgages is that they help you save money on energy bills by having a more energy-efficient home.


  • Increased Resale Value: A green home typically has a higher resale value than a non-green home. This is because homeowners are willing to pay a premium for a home that is energy-efficient and has lower operating costs.


  • Environmental Benefits: Green mortgages mean your home has a reduced carbon footprint. By reducing your energy consumption due to the energy efficiency, you can help to reduce greenhouse gas emissions, which contribute to climate change.


  • Mortgage Options: Many lenders have started to offer green mortgages which reward customers purchasing an energy efficient home. These rewards are typically lower interest rates, cashback, or waived appraisal fees. These can differ depending on the lender. Please speak to an Independent mortgage broker to further information.


Erris Homes works alongside our recommended broker Evolve Financial Solutions, who can provide with you further information about Green Mortgages and help make your move into a brand new energy efficient Erris Home a reality.


Looking for a home that you can buy with a Green Mortgage?

Browse our new homes for sale in Yorkshire today and kick start your journey to a beautiful new energy-efficient home. 

  New homes for sale in Yorkshire  



Your home may be repossessed if you do not keep up repayments on your mortgages. Information correct at time of publishing. Erris Homes can not provide financial advice, please speak to a financial advisor for further information. Green mortgages are subject to availability and lenders terms and conditions.