Considering whether to make the leap and reserve a new home before the end of the year? Well you’d better get a move on, because  according to financial advisors Nouveau FS Group, there’s never been a better time to buy!

Take advantage of 90% 2-year fixed rates from just 1.77% - you could also bag an unbeatable 1.44% 2-year fixed rate (1.81% 5-year fixed rate) if you choose to use the government-backed Help to Buy scheme.

As of April 2021, Help to Buy will only be available to first-time buyers, so you need to act quick if you’re thinking of upgrading to a bigger and better home. The current Help to Buy scheme benefits both first-time buyers and existing homeowners and is interest free for five years.

Need that extra push? Some lenders also offer a free basic valuation, £0 lender fees and even cashback to put towards legal fees!

 

How does this work?

Traditional Deposit

£265,000

10% deposit & 90% Mortgage

2-year fixed rate

35 years = £765.80 per month!

£280,000

10% deposit & 90% Mortgage

2-year fixed rate

35 years - £809.15 per month!

 

Help to Buy

£265,000

5% Deposit, 20% Government Loan & 75% Mortgage

2-year fixed rate

35 years = £607.57 per month!

£280,000

5% Deposit, 20% Government Loan & 75% Mortgage

2-year fixed rate

35 years = £641.96 per month!

 

So, what are you waiting for? Make the leap and contact us today for advice on how you can afford to buy a new build home with Erris Homes.

 

***PLEASE NOTE THE ABOVE FIGURES ARE FOR ILLUSTRATIVE PURPOSES ONLY AND ARE SUBJECT TO A FULL MORTGAGE APPLICATION, CREDIT SCORE AND PROPERTY ASSESSMENT.


About Nouveau FS Group

Nouveau FS Group, founded by mortgage and protection experts Joe Daniels and Jessica Phillips, have over 20 years’ experience in the financial industry. Working with over 60 different lenders, over 350 clients and completing 156 mortgage applications, your mortgage, protection or insurance application is in safe hands with Nouveau.

Nouveau FS Group offer a fresh and dynamic approach to financial brokering and pride themselves on providing tailor-made services to their clients. Striving to make a genuine difference to their client’s lives, dedication to excellent customer service is at the forefront of Nouveau FS Group’s mission.

Nouveau Financial Erris Homes